3rd
Qisma

Qisma

This application can be used whenever you need to split travel expenses among friends. It enables users to manage accounts and payments with ease. You simply start by adding information about your trip or event, then enter individual expenses manually or by scanning receipts. After that, you add the participants and the amount each person has contributed so far. The app then works its magic—calculating how much each person still owes, identifying who should pay whom, and determining the final settlement at the end of the trip. It also allows users to settle balances and make payments in the local currency.
The innovation lies in creating a modern and efficient digital interface that connects traveling communities who wish to share their trip expenses with friends. Qismah is the only application of its kind that supports the Arabic language, reflects Arab culture, and leverages modern technology at the same time.